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Ervin is a native of Houston, Texas, and an award-winning, commercial finance and business consultant. He co-hosted the Small Business Today Show on the Wall Street Radio Network. As a former commercial banker with more than 25 years of successful experience, he has served more than 4,000 small businesses and arranged more than $100,000,000 in financing nationally. Mr. Hughes’ has been recognized for his achievements by the U.S. Department of Commerce, Texas Department of Transportation, NFL Houston Texans Football, the National Investment Banking Association, and a host of major U.S. corporations, and federal, state, and local government agencies.